- SD card installed as external storage
No. A Factory Reset will not erase anything on the SD card, as long as the SD card is set as "external storage." The reset will only set the phone back to its factory state as is intended.
Note: On DEFY XT as long as Erase SD card is NOT checked, it will not Erase all the data on the phone's SD card, such as music or photos.
If the SD card is set as an expansion of internal storage, it would be erased by a factory reset
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